According to Bankrate in 2025, the average 5-year home equity loan interest rate was 8.21%.
September 01, 2025
high
statistical
Reported average interest rate for 5-year fixed home equity loans.
According to Bankrate in 2025, average home equity line of credit (HELOC) interest rates were below 8%.
September 01, 2025
high
statistical
Reported average interest rate range for variable-rate HELOC products.